Be Fearless with Buddy.

On-demand accident insurance starting at $9 for a day.

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On-demand Accident Policy Availability Update

Buddy's on-demand accident policy is undergoing some updates and is not accepting new enrollments at this time. If you would like to stay informed on updates, drop your email address below and we'll keep you in the loop.


The only accident coverage that you can buy for as a little as a day or as long as a year.


If you get hurt doing fun stuff, Buddy may help with your out-of-pocket costs.


But modern! No pesky phone calls needed. You can be fully covered in about 90 seconds.

Why Buddy?

Because a little accident can cost big (take it from our friend, Matt)! Since 2011, the average deductible for an individual health insurance plan has risen to over $4,000. That doesn't include the costs for gear repairs, altered travel plans, and missed work.

That's where Buddy comes in. Our benefits are paid directly to you. For instance, you may receive $500 for a trip to the ER for a covered accident. And you can use that benefit where you need it most (such as paying your deductible or even replacing gear). Go ahead, be fearless. Buddy's got your back.

Photo Credit: Sam X via Unsplash